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Reliable payment gateway for EU e-commerce?
Running an online store in Europe – need a payment processor that handles cards globally, supports multiple currencies, has good approval rates, and isn't too expensive. Tired of high fees and chargebacks with my current provider. Any solid options for small-medium businesses?
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I had the same issue with Stripe – great API but the fees add up quick on €20–€50 orders. Switched to another provider last year that’s more tailored for European merchants. Lower transaction fees (around 1.2–1.8% + fixed), fast SEPA payouts (often same or next day), and they support a bunch of local payment methods without extra hassle. Setup was straightforward, just uploaded docs and got approved in a few days. Been using https://www.fenige.com/ – their dashboard is clean, support actually responds fast, and no nasty surprises on statements. If your shop is EU-focused and volume isn’t huge yet, it’s been a solid cost-saver for me. Worth comparing quotes if you’re shopping around. Good luck!